Terms of Use

THESE TERMS GOVERN THE USE OF THIS WEBSITE. PLEASE READ THEM CAREFULLY BEFORE ACCESSING THE SITE. IF YOU DO NOT AGREE WITH THESE TERMS DO NOT ACCESS THE WEBSITE. BY ACCESSING THE WEBSITE OR ANY OF ITS PAGES YOU AGREE TO BE BOUND BY THESE TERMS OF USE.


This website has been established by Victory Mortgage for the sole purpose of conveying information about the Company’s products and services and to allow communication between Victory Mortgage and its customers. Information that appears on this website should be considered an advertisement. Nothing contained in any page on this site takes the place of the company’s agreements and disclosures that govern its products and services. If any information on the site conflicts with that in the company’s agreements and disclosures, the agreements and disclosures will control.


From time-to-time Victory Mortgage may place links to other websites on this page. Victory Mortgage has no control over any other website and is not responsible for the content on any site other than this one. Users assume all responsibility when they go to other sites via the links on this page. The information and materials contained in this website are owned by Victory Mortgage or by others, as applicable. No material may be copied, displayed, transmitted, distributed, framed, sold, stored for use, downloaded, or otherwise reproduced except as permitted by law.


Victory Mortgage makes no warranties of any kind regarding the products and services advertised on this site. Victory Mortgage will use reasonable efforts to ensure that all information displayed is accurate, however, Victory Mortgage expressly disclaims any representation and warranty, express and implied, including, without limitation, warranties of merchantability, fitness for a particular purpose, suitability, and the ability to use the site without contracting a computer virus. Victory Mortgage is not responsible for any loss, damage, expense, or penalty (either in tort, contract, or otherwise), including direct, indirect, consequential and incidental damages, that result from the access of or use of this site. This limitation includes, but is not limited to the omission of information, the failure of equipment, the delay or inability to receive or transmit information, the delay or inability to print information, the transmission of any computer virus, or the transmission of any other malicious or disabling code or procedure. This limitation applies even if Victory Mortgage has been informed of the possibility of such loss or damage. This agreement may be changed from time to time by posting the new Terms of Use on the website. All users agree to be subject to this agreement as it changes from time to time. This agreement and the use of this website are governed by the laws of the state of Kentucky.


SMS Terms and Conditions

By subscribing to our services, you agree to the following terms and conditions regarding messaging and communications:


Messaging Frequency

By opting in, you consent to receive recurring messages from us. The frequency of these messages may vary depending on the service you’re subscribed to (e.g., weekly, monthly, or as events or promotions arise).


Potential Fees

Standard messaging and data rates may apply depending on your mobile carrier and plan. You are responsible for any charges incurred from receiving messages.


Opt-In Method

To opt-in to our messaging service, you must provide explicit consent by checking a box for SMS opt-in through our website.


Opt-Out Method

You can opt out of receiving further messages at any time by replying with STOP. After opting out, you will no longer receive further messages unless you opt back in.


Consent of SMS Communication

Information obtained as a part of the SMS consent will not be shared with third parties.


Types of SMS communication

If you have consented to receive text messages from Victory Mortgage, you may receive text messages related to closing schedule.

For example * Customers: Your closing is scheduled for next Tuesday at 2pm eastern.


Standard Messaging Disclosures:

*Message and data rates may apply

* You can opt-out at any time by texting “STOP”

* For assistance, text “HELP” to (859) 422-5037 for assistance or visit our  Privacy Policy  and  Terms of Use .


Privacy Policy

For more information about how we collect, use, and protect your personal data, please refer to our Privacy Policy .


By subscribing to our messaging service, you acknowledge and agree to these terms.